Terms and Conditions

These Terms and Conditions govern your use of valenorithyqom financial planning subscription services and website

Last updated: September 16, 2025

Acceptance of Terms

By accessing our website or subscribing to our financial planning services, you agree to be bound by these Terms and Conditions

If you do not agree with any part of these terms, you may not use our services

Description of Services

valenorithyqom provides subscription-based financial planning consultation services including

  • Monthly personal financial planning consultations and strategy sessions
  • Ongoing support and guidance for financial decision-making
  • Analysis of financial situations and recommendation development
  • Access to planning resources and professional expertise

User Responsibilities and Obligations

As a user of our services, you agree to the following responsibilities

Account Management

  • Maintain accurate and current contact information for service delivery
  • Protect confidentiality of any login credentials or access information
  • Notify us promptly of any changes in financial circumstances affecting consultations

Prohibited Activities

  • Using our services for illegal activities or fraud
  • Sharing consultation content with unauthorized third parties
  • Attempting to access systems or data without authorization
  • Providing false or misleading information during consultations

Intellectual Property Rights

All content, materials, and intellectual property associated with valenorithyqom services remain our exclusive property

Unauthorized reproduction or distribution of our materials is strictly prohibited

Payment Terms and Subscription

Financial planning services are provided through monthly subscription with the following terms

  • Monthly subscription fee of $250 AUD charged at the beginning of each billing cycle
  • Payments are processed automatically unless cancelled with 30 days notice
  • All fees include applicable GST and are non-refundable except as required by Australian law
  • Price changes will be communicated 30 days in advance via email

Limitation of Liability

Our liability for any claims arising from financial planning services is limited as follows

Total liability shall not exceed the amount paid for services in the 12 months preceding any claim

Dispute Resolution and Governing Law

Disputes arising from these terms or our services will be resolved through the following processes

Alternative Dispute Resolution

We encourage resolution of disputes through good faith negotiation and mediation before formal legal proceedings

Mediation will be conducted according to Australian dispute resolution standards

Australian Financial Complaints Authority

For unresolved financial service complaints, you may contact the Australian Financial Complaints Authority

External dispute resolution is available through: AFCA Online Portal

Applicable Law

These terms are governed by Australian law and any disputes will be subject to the jurisdiction of Australian courts

Privacy and Data Protection

Your privacy is important to us. Please review our comprehensive Privacy Policy for details about data collection and use

View Privacy Policy: Privacy Policy

Termination of Services

Either party may terminate the subscription service for the following reasons

  • Voluntary cancellation with 30 days written notice
  • Breach of these terms following written notice and opportunity to remedy
  • Non-payment of subscription fees after reasonable notice period

Modifications to Terms

We reserve the right to modify these Terms and Conditions with appropriate notice to subscribers

Significant changes will be communicated via email at least 30 days before taking effect

Contact Information for Terms

For questions about these Terms and Conditions or to provide required notices, please contact us using the information below

Email: contact@valenorithyqom.com

Phone: +61 544-392-839

Address: 123 Collins Street, Melbourne VIC 3000